How to Make Payments for ALCOVA Mortgage: A Complete Guide

Managing your mortgage payments effectively is crucial for maintaining financial stability and ensuring a smooth homeownership experience. If you have a mortgage with ALCOVA Mortgage, here’s a comprehensive guide on how you can make your payments efficiently.

Payment Methods for ALCOVA Mortgage

ALCOVA Mortgage offers several convenient payment options to accommodate your preferences:

1. Online Payments

Log in to your ALCOVA Mortgage account through their online portal. Once logged in, you can make one-time payments or set up AutoPay for automatic monthly deductions from your checking or savings account. AutoPay allows you to choose the deduction date between the 1st and 14th of each month.

2. Phone Payments

Call ALCOVA Mortgage's automated phone payment system at 855-393-4380. You'll need your account number and the last four digits of your Social Security number to make a payment. For assistance, you can also speak with a team member by following the prompts.

3. Mail Payments

Write a check or money order payable to "ALCOVA Mortgage" and include your loan number. Detach the coupon from your billing statement and mail it with your payment to:

ALCOVA Mortgage
ATTN: Payment Processing
P.O. Box 650094
Dallas, TX 75265-0094

For overnight mail, send to:

ALCOVA Mortgage
ATTN: Cashiering
3138 E. Elwood St
Phoenix, AZ 85034

4. MoneyGram Payments

Visit a MoneyGram location and use Receiver Code #15543 (Servicing Division) with the location as Meriden, CT. Provide your loan number during the transaction. Note that a fee may apply for this service.

5. Bank Bill Pay

Set up ALCOVA Mortgage as a payee through your bank's online bill pay service. Ensure you include your loan number and use the appropriate mailing address for payments.

6. In-Person Payments

Visit an authorized ALCOVA Mortgage branch or payment center to make your payment in person. Bring your account number and preferred payment method (cash, check, or card).

Additional Considerations

Grace Period: Most mortgage agreements have a grace period after the due date during which you can make a payment without it being considered late. Typically, late charges are assessed after the 16th of each month. Refer to your mortgage agreement or billing statement for specifics.

AutoPay Adjustments: If your payment amount changes due to rate adjustments, loan modifications, or escrow changes, ALCOVA Mortgage will adjust your AutoPay settings accordingly and notify you.

Late Payments: If you're unable to make a payment on time, contact ALCOVA Mortgage's Homeowner Care Department at 855-393-4380 to discuss possible arrangements.

ALCOVA Mortgage Branches in North Carolina

ALCOVA Mortgage has several branch locations in North Carolina to assist you with your mortgage needs:

• Raleigh, NC: 312 W Millbrook Road, Suite 201, Raleigh, NC 27609. Phone: 919.846.5549. More Information.
• Fayetteville, NC: 921 McPherson Church Rd. Ste B, Fayetteville, NC 28303. Phone: 910.973.0713. More Information.
• Charlotte, NC: 101 S Kings Dr Ste 250, Charlotte, NC 28204. Phone: 704.562.1653. More Information.
• Asheville, NC: 1306-B Patton Ave, Asheville, NC 28806. Phone: 828.552.8347. More Information.
• Wilmington, NC: 1430 Commonwealth Dr. Ste 202, Wilmington, NC 28403. Phone: 910.619.2689. More Information.
• Harrisburg, NC: 4875 NC Hwy 49 S, Harrisburg, NC 28075. Phone: 704.455.8955. More Information.
• Hickory, NC: 201 Government Ave SW Suite 100, Hickory, NC 28602. Phone: 828.310.1718. More Information.

Considering Selling Your Home or Need Real Estate Advice?

If you're considering selling your home or need real estate advice, here are some resources:

• RobinOffer: Get a quick cash offer for your home.
• HomeSweetHomeCLT: Receive expert realtor advice tailored to your needs.

By utilizing these payment methods and resources, you can effectively manage your ALCOVA Mortgage payments and make informed decisions about your homeownership journey.