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Top Mortgage Companies in North Carolina to Buy a Home

11/22/2023

Categories: Real EstateFinance

Top Mortgage Companies in North Carolina to Buy a Home

Buying a home is one of the most significant investments you'll make, and choosing the right mortgage company can make the process smoother and more affordable. Whether you're a first-time homebuyer or looking to upgrade your living situation, North Carolina offers a wide array of reputable mortgage companies to fit your needs. Here's a guide to some of the top mortgage companies in the state and why they stand out.

1. Quicken Loans (Rocket Mortgage)

Rocket Mortgage by Quicken Loans is one of the most popular mortgage lenders in the U.S., known for its easy-to-use online platform.

  • Website: www.rocketmortgage.com
  • Phone Number: 1-888-452-8179
  • Google Reviews: ⭐ 4.8/5 (based on 19,000+ reviews)

2. Wells Fargo

Wells Fargo is a trusted national bank with a strong presence in North Carolina, offering personalized service and competitive rates.

3. Truist (formerly BB&T and SunTrust)

Formed from the merger of BB&T and SunTrust, Truist is a top lender in North Carolina with deep local roots.

4. Bank of America

Headquartered in Charlotte, Bank of America is one of the most prominent financial institutions in North Carolina.

5. Movement Mortgage

Founded in Charlotte, Movement Mortgage is a top regional lender with a reputation for excellent customer service.

  • Website: www.movement.com
  • Phone Number: 1-855-979-1084
  • Google Reviews: ⭐ 4.9/5 (based on 3,000+ reviews)

6. Navy Federal Credit Union

For veterans, active-duty military, and their families, Navy Federal Credit Union offers some of the best VA loan programs in the state.

  • Website: www.navyfederal.org
  • Phone Number: 1-888-842-6328
  • Google Reviews: ⭐ 4.5/5 (based on 20,000+ reviews across branches)

7. State Employees’ Credit Union (SECU)

The SECU is a North Carolina-based credit union known for offering low fees and great rates to its members.

  • Website: www.ncsecu.org
  • Phone Number: 1-888-732-8562
  • Google Reviews: ⭐ 4.3/5 (based on 5,000+ reviews)

8. Guaranteed Rate

Guaranteed Rate is a tech-savvy lender offering competitive rates and streamlined processes.

  • Website: www.guaranteedrate.com
  • Phone Number: 1-866-934-7283
  • Google Reviews: ⭐ 4.8/5 (based on 3,500+ reviews)

9. Fairway Independent Mortgage Corporation

Based in Wisconsin but with a strong presence in North Carolina, Fairway is known for its personalized service and variety of loan programs.

10. USAA

For military families, USAA offers unbeatable mortgage options with excellent service and member benefits.

  • Website: www.usaa.com
  • Phone Number: 1-800-531-8722
  • Google Reviews: ⭐ 4.6/5 (based on 15,000+ reviews)

Final Thoughts

Choosing the right mortgage company is a crucial step in buying a home. Each of these lenders brings unique strengths, from competitive rates to specialized programs for first-time buyers and veterans. Evaluate your financial goals, eligibility, and preferences to make an informed decision.

For more personalized advice and insights, connect with Home Sweet Home CLT, a trusted resource for homebuyers in North Carolina.

If you're facing foreclosure and need support, check out Stop Foreclosure in North Carolina for expert tips and strategies to navigate this challenging time.